What Kind of Investor Are You?

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Discover Your Personal Investment Style

Investing money towards your future can feel daunting. Especially if you haven’t started yet. But it’s a lot less scary when you work out what kind of investor you are.

Whether you’d like to buy your dream home, open your own business, or just retire comfortably (dare to dream, maybe even a little early?) – major life goals can feel too big to start planning for. It’s often easier just to push them out of our minds.

Don’t do it!

Whether you’re ultra-cautious or ultra-adventurous, there’s an investor in all of us. And investing has one rule… the sooner you start, the sooner you’ll reach your goal.


What kind of investor are you?

Everyone’s personality is unique, so there are countless investment styles. But check out these three examples below to see which style you feel might be right for you.

After you decide, have some fun our new MyWealth Investment Calculator to so see how quickly you could achieve your goals with your chosen investment style. Ready? Here we go…


Style One: The Cautious Investor

If you’re someone who likes to live life on the cautious side, you probably hesitate at the thought of investing your money. But actually, you’re the ideal type of investor to start a personal investment plan immediately.

The sooner you start investing, the longer you give yourself to reach your goal. And the longer you have to reach your goal, the more cautious an investment portfolio you can opt for. This way, you’ll have the peace of mind of knowing you’re on a slow, steady, low-risk path to your achieving your dream.

Feeling cautiously optimistic? Give our MyWealth Investment Calculator a go with the ‘Cautious Investment Approach’ to see how slow and steady can still win you the race.


Style Two: The Balanced Investor

A little more risk for a little more potential reward sound fair to you? Balanced is just as it sounds – an evenly diversified portfolio that is designed to deliver fair returns that will get you to your goal on time, without rushing things.

Of course, there will be some ups and downs along the way. But even for cautious investors, a balanced approach can be a good option if your ambitions are a bit bigger, you’re a little later getting started, or you’re in slightly more of a hurry to get to your goal.

Sound just right for you? Give our MyWealth Investment Calculator a go with the ‘Balanced Investment Approach’ to see where the middle of the road can take your financial future.


Style Three: The Adventurous Investor

Right! Grab a crash helmet, a bag of cash, and jump in this human cannon for us real quick.

Ok, not quite… Not at all, actually.

With a Chartered Financial Planner like Lomond Wealth, ambitious investment strategies are not the reckless gamble people often believe them to be. Is there more risk than with a cautious or balanced approach? Naturally, yes. But could the returns be bigger or get you to your goal faster? Also, yes.

The thing is, even with a cautious approach your investments will go down as well as up sometimes. The market moves every day. But your personal investment plan is designed for growth over many years, not to try to dodge the daily ups and downs.

What to understand about an adventurous approach, is it can potentially lead to more frequent or sudden ups and downs, with deeper lows and higher peaks. Adventurous investors are generally those who are more comfortable with those ups and downs.

Feeling adventurous? Give our MyWealth Investment Calculator a go with the Adventurous Investment Approach to see the size of return a bit more risk could bring you.


Find your individual investment style

These examples are a fun starting point, but everyone’s investment style is unique. At Lomond Wealth, the first thing we invest is the time to really get to know you. This ensures we can build a truly personal investment portfolio that fits your lifestyle and future goals, with a level of risk that you feel fully comfortable with.

Talk to our team about starting your personal investment plan today.

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The value of investments can fall as well as rise. You may get back less than you invested.”